New ‘Disney Inspire’ Visa Card revealed | List of all benefits + how to earn rewards
The Disney Inspire Visa Card, new from Chase, offers deluxe benefits for Disney fans, including discounts at the theme parks.
Disney and Chase announced the Disney Inspire Visa Card on Feb. 3, 2026. This new offering rolls out in addition to, not in replacement of, the existing Disney Visa Card and Disney Premier Visa Card.
The Disney Inspire Visa Card requires a $149 annual fee. (This compares to the $0 annual fee for the Disney Visa Card and the $49 annual fee for the Disney Premier Visa Card.)
Disney Inspire Visa Cardholders earn rewards for spending money on Disney products and experiences, and the rewards can in turn be used for more Disney-related moments, as seen in the lists below.
List of benefits for Disney Inspire Visa Card
The Disney Inspire Visa Card comes with the following benefits:
- 10% off select merchandise at Walt Disney World and Disneyland
- 10% off select dining locations most days at Walt Disney World and Disneyland
- 15% off select guided tours at Walt Disney World and Disneyland
- 10% off select recreation experiences at Walt Disney World
- 10% off select purchases at DisneyStore.com
- Up to $120 annual credit on Disney+, Hulu, and Plus.ESPN.com purchases
- 200 Disney Rewards Dollars (after spending $2,000 per anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings)
- $100 statement credit (after spending $200 per anniversary year on U.S. Disney theme park tickets)
- $300 Disney gift card eGift for new cardmembers upon approval
- $300 statement credit (after spending $1,000 on purchases in the first three months from account opening)
- 0% promotional APR for 6 months on select Disney vacation packages
- Cardmember-exclusive character photo opportunities at Walt Disney World and Disneyland
- Savings aboard Disney Cruise Line for select onboard purchases
- Pay Yourself Back to redeem Disney Rewards Dollars for a statement credit on qualifying Disney and airline purchases
- No foreign transaction fees
How to earn Disney Rewards Dollars
Using the Disney Inspire Visa Card, cardholders earn the following percentages back in Disney Rewards Dollars from various transactions:
- 10% at DisneyPlus.com, Hulu.com, and Plus.ESPN.com
- 3% at most U.S. Disney locations
- 3% at gas stations
- 2% at grocery stores and restaurants
- 1% on all other card purchases
How to spend Disney Rewards Dollars
Disney Inspire Visa Cardholders can spend their Disney Rewards Dollars on:
- Disney theme park tickets in the U.S.
- Disney hotel stays in the U.S.
- shopping at Disney theme parks and resorts in the U.S.
- dining at Disney theme parks and resorts in the U.S.
- Disney Cruise Line packages
- Disney Cruise Line onboard activities and shopping
- purchases at DisneyStore.com
- Disney movies at AMC Theatres
- airline purchases (using Pay Yourself Back for statement credits)
Learn more about the Inspire Disney Visa Card and compare to other Disney Visa Card options here. For an analysis of its perks, check out Nerd Wallet’s story on why it’s the only Disney Visa card they recommend.
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